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Money tips
that respect your time.
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WHAT WE DO
We can all be Money Crashers
Anyone, at any stage of life, can get good with money. It just has to be explained straight. That’s what we do, one short tip at a time.
Educate
Every post teaches one useful thing. No lectures, no jargon, no filler.
Research
We compare rates, fees, and current promotions across the market. You just pick from the winners.
Enrich
We work with top financial brands to get you offers and bonuses you won’t find on your own.
AS SEEN ON
Latest Money Tips
New tips every day. Browse the latest, or get the next one in your inbox.
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Airline Card Companion Certificates – When One Trip Covers the Annual Fee
The certificate puts a second traveler on your round trip for the taxes and fees alone, or on some cards for a small set fare plus taxes. The $350-a-year Delta SkyMiles Platinum American Express Card gives you one after each…
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Pre-Authorization Holds Aren’t Charges – Get the Merchant’s Release, Then Call Your Bank
A $150 pending charge from the gas station after a $48 fill-up looks like an overcharge. It’s a hold the station placed before you started pumping, and it drops to $48 once the station sends the final amount. Merchants place…
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Avoid a Credit Card Denial – Check Six Triggers a Month Before You Apply
A denied application still costs you. The issuer’s credit check, called a hard inquiry, stays on your credit report for two years, where other issuers can see it. Issuers decide mostly from your credit reports, your score, and the income…
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How a Credit Card Works – You Pay the Statement, Not Each Purchase
Your card doesn’t bill you for each purchase. It runs on monthly billing cycles, and whatever you owe on the last day of a cycle, called the closing date, becomes your statement balance. Your due date falls at least 21…
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0% Balance Transfers Can Pay Off Car and Personal Loans – Not Just Card Debt
A car or personal loan charges interest every month. A 0% transfer charges a one-time fee, usually 3% to 5% of what you move, and no interest until the promotion ends, typically 12 to 21 months later. Say you owe…
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Credit Card Chargebacks Are Decided on Evidence – Gather Yours Before You Dispute
Your $640 espresso machine arrives with a cracked water tank, and the merchant refuses a refund because you opened the box. You dispute the charge, and your issuer takes the $640 off your balance while it investigates. The issuer sends…
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Building Credit at 18 – One Card, One Small Bill, Paid in Full
At 18 you likely have no credit history, and FICO can’t score you until an account is at least six months old. The clock starts when your first one opens. That account doesn’t need to do much. Payment history makes…
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Which Unused Credit Cards to Close – Only the Ones That Cost You to Keep
How much you use a card is the wrong test for closing it. The card you never touch is often the no-fee card you opened first. That card is worth keeping open. Its limit adds to your total credit limit,…
WHY WE DO IT
Money Crashers’ mission
Money should work for you, not the other way around. We keep you on the right side of that deal with tips you can act on the day you read them.
We only write what’s useful.
Every piece starts with the same question: how useful is this to our readers? When the honest answer is “not very,” we don’t publish it.
We do the homework so you don’t have to.
We run the numbers, read the fine print, and weigh the alternatives. You get the conclusion, not the pile of research.
Trust is our No. 1 priority.
No clickbait headlines. Affiliate partners don’t buy our opinions. When a product isn’t worth it, we say so.