WELCOME, CRASHER
Money tips that respect your time.
Subscribe and we'll send you 101 Essential Money Tips to get you started.
The 101 money moves that matter most, from the foundations to protecting what you’ve built.
WHAT WE DO
We can all be Money Crashers
Anyone, at any stage of life, can get good with money. It just has to be explained straight. That’s what we do, one short tip at a time.
Educate
Every tip teaches one useful thing and opens with the takeaway, in a box we call Just the Tip. No lectures, no jargon, no filler.
Research
We compare rates, fees, and current promotions side by side. You just pick from the winners.
Enrich
We work with top financial brands on offers and bonuses, and we flag the ones you can only get through us.
AS SEEN ON
Latest
New tips every day. Browse the latest, or get the next one in your inbox.
-
Best Credit Cards for Families & Couples – Match the Card to Where You Shop
Pick the credit card that pays the most where your household already spends. That’s a warehouse club’s card if you buy groceries at Costco, Sam’s Club, or BJ’s, the card for Walmart, Target, or Amazon if one of them is your main store, or the Blue Cash Preferred for supermarkets. Put the rest on a flat 2% card.
-
Make Homemade Gifts in a Batch – 10 Ideas That Cost a Few Dollars Each
Homemade gifts save the most when you make one or two ideas in a batch. Buy the supplies in bulk and make a dozen at once, so each gift costs a few dollars. Pick something people will eat or use up rather than a decoration that ends up in a closet.
-
Best Credit Cards for Black Friday & Holiday Shopping – Pick by Where You Shop
Put your holiday shopping on the card that pays the most at the store where you’ll shop most, such as the Prime Visa at Amazon for Prime members or the Target Circle Card at Target. Then pay the January statement in full, because a few months of interest cost more than the rewards earn.
-
Return Unwanted Holiday Gifts Before January’s Deadlines – Electronics Come Due First
Most big stores take back holiday purchases until mid- to late January, so sort out the gifts you won’t use in the first weeks of the year. Return or exchange each one with its gift receipt while its store’s window is open, and regift, sell, or donate what can’t go back.
-
Stop Throwing Away Food – Cut Your Grocery Bill Without Changing What You Eat
The spoiled produce and forgotten leftovers you throw out are groceries you paid for and never ate. Shop in smaller amounts for meals you’ve planned, store produce where it keeps longest, eat the oldest food first, and freeze whatever you won’t get to in time.
-
Wells Fargo Routing Numbers by State – Go by Where You Opened the Account
Your Wells Fargo routing number depends on the state where you opened the account, not where you live now. Use that state’s number for a direct deposit or an automatic payment, and confirm it on a check or in the Wells Fargo app first. A wire coming into your account uses a separate number.
-
Thrift Store Flipping – 8 Items That Resell and How to Check the Profit First
Before you buy a thrift store find to resell, look up what the same item has actually sold for online, not what sellers are asking. Buy it only if that sold price, minus the selling site’s fee and the shipping, beats the store’s price by enough to pay you for your time.
-
Real vs. Nominal Interest Rates – Subtract Inflation Before You Save or Borrow
The rate a bank or lender quotes is the nominal rate. The real rate, roughly the nominal rate minus inflation, measures what your savings gain or your loan costs in buying power. Subtract inflation from any rate you’re offered before you choose where to keep cash or whether to borrow.
WHY WE DO IT
Money Crashers’ mission
Money should work for you, not the other way around. We keep you on the right side of that deal with tips you can act on the day you read them.
Start with the essentials
Subscribe free and 101 Essential Money Tips lands in your inbox today. Tomorrow, the daily tip takes over.
No spam, ever. Unsubscribe anytime.
We only write what’s useful.
Every post starts with the same question: how useful is this to our readers? When the honest answer is “not very,” we don’t publish it.
We do the homework so you don’t have to.
We run the numbers, read the fine print, and weigh the alternatives. You get the conclusion, not the pile of research.
Trust is our No. 1 priority.
No clickbait headlines. Affiliate partners don’t buy our opinions.